Now tech I'm retired from FFXI now and on XIV but I thought I'd share this. Went to put crysta in for FFXIV earlier today and I saw this:
Square Enix ID edited out to protect my privacy. Friend said they added it two weeks back and I never saw a announcement or anything. Haven't tried it but my debit card works just fine. But for those of you that don't have a CC, it's great news!